Frequently Asked Questions about Insurance

We are classified as an in-network provider for four insurance companies: Blue Cross Blue Shield, Delta Dental, Cigna, and Humana. If your policy is with any of these companies, you receive special perks for coming to our office. 

With any other insurance company, if there are any differences between our standard fee and the insurance’s fee, your insurance will pay the lower fee and you will be responsible for the remaining. Even if we are out-of-network, we can likely still accept your insurance!

Most insurance policies give each member a yearly maximum. This number--usually between $1000 and $2000--is the maximum amount your insurance will pay for services in a year. If you have done any large treatment such as crowns, implants, or surgical extractions, you may have used all of your allotted maximum for the year. Once you use all your benefits, you will be responsible for the cost of any other services within that year. We keep up with your remaining maximum, so if you are ever maxed out, we will tell you before your appointment.

Most policies will pay for two regular cleanings a year for adults. However, they are not really “free.” The fee for these cleanings is usually deducted from your annual maximum. As long as you have benefits remaining, your insurance should cover most of the cost of the cleaning. For questions about how cleanings are handled with your policy, give us a call and ask to speak to our insurance coordinator.

The primary Medicare policies we accept are the Humana DEN plans. Since we are in-network with Humana, you can be seen in our office for no additional cost! 

We will need to check your policy if you are enrolled in something other than Humana. If you have recently purchased a Medicare dental plan, let us know when you schedule your appointment and we will be happy to see if we can accept your insurance!